If your vehicle is stolen or damaged beyond repair, your auto insurance along may not pay everything you owe.  Insurance typlically pay sthe vehicles actual cash value rather than the amount remaining on your loan or lease, which could leave a financial "gap" of thousands of dollars.

Example: Your insurance company appraises your vehicle at $10,000 and you owe your lender $15,000, you have a gap payment of $5,000. You owe more than your vehicle is worth.
  • Helps maintain good credit
  • Covers negative equity
  • Insurance deductible up to $1000 may be included if the amount you owe on the vehicle exceeds your settlement payment
  • GAP is provided for the term of your loan
If you're considering the purchase of a new or pre-owned vehicle from Patrick Cars and would like to learn more about the possibility of adding Gap Insurance Protection to your new loan, let a member of our finance team help you make the best decision. Simply call us or fill out the form below and one of our members will be in touch soon.

Gap Protection Inquiry

By submitting this form, I understand that Patrick Dealer Group may contact me with offers or information about their products and service. I also consent to Patrick Dealer Group sending SMS (text) marketing messages to the number I have provided. I understand that I do not have to consent in order to obtain any of our products or services. Message and data rates may apply.


The Patrick Dealer Group

526 Mall Drive
Directions Schaumburg, IL 60173

  • Sales: 847-605-4015
  • Service: 847-605-4040
  • Parts: 847-605-4030

Sales Hours

  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 9:00PM
  • Wednesday 9:00AM - 9:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed